Dana Whitfield - US Financer

A used car key resting on a loan document beside a credit score gauge and a rising rate arrow

Dana Whitfield | October 28

Used car loan rates and what affects them

Auto rates for used cars run about 2 to 6 percentage[…]

A shopping cart split into four equal segments arranged along a six-week timeline, with a hand placing the first payment tile at checkout

Dana Whitfield | October 24

Pay in 4 apps: how split payments work and what they cost

Pay in 4 splits a purchase into four equal payments. You[…]

A clean editorial illustration showing a loan application journey: a hand submitting a document, a magnifying glass over a credit file, and a signed agreement with a checkmark, connected by a simple left-to-right path

Dana Whitfield | October 20

What happens when you apply for a loan

When you submit an application for borrowing money, the lender verifies[…]

A single lump sum disbursement splitting into equal scheduled monthly payment blocks leading to a closed account checkmark

Dana Whitfield | October 15

What is an installment loan and how does it work

An installment loan is money you borrow in one lump sum[…]

A magnifying glass hovering over a blank credit file beside a pay stub and a bank statement on a clean desk

Dana Whitfield | October 15

No credit check loans and how they work

No credit check loans are small loans where the lender skips[…]

A smartphone with a clock face overlaid on a paycheck stub, surrounded by small fee tags and a calendar showing a two-week repayment window

Dana Whitfield | October 15

Best cash advance apps compared by fees, limits and speed

A cash advance app lets you pull a few hundred dollars[…]

A pay stub and a calendar showing a two-week period, with a flat fee receipt and a hand holding cash, illustrating the payday loan cycle

Dana Whitfield | October 15

What a payday loan is and how it differs from other small loans

A payday loan is a small, short-term cash loan, usually $500[…]