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<url><loc>https://usfinancer.com/consumer-alerts/new-jersey-buy-now-pay-later-bill-a5664/</loc><news:news><news:publication><news:name>US Financer</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-27T11:49:16Z</news:publication_date><news:title>NJ Assemblyman Onyema proposes state rules for buy now, pay later plans</news:title></news:news></url>
<url><loc>https://usfinancer.com/consumer-alerts/ftc-fake-charity-sweepstakes-scam-warning/</loc><news:news><news:publication><news:name>US Financer</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-26T15:37:18Z</news:publication_date><news:title>FTC warns donors of fake sweepstakes wins from impersonated charities</news:title></news:news></url>
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